Group Total & Permanent Disability Insurance – What is it?

Group TPD insurance is a benefit that covers total and permanent disability for your employees.

If a staff member suffers a serious injury or illness and is permanently incapacitated and unable to ever return to work again, the benefit will pay a lump sum payment to them to set their affairs in order.

This benefit is taken as an addition to a group life insurance policy and cannot be taken on its own.

Why Take Group TPD Cover?

Have you ever thought what you would do, if staff member of yours became sick and could never return to work again? Would you offer them an annuity, would you make cease their employment with you?

Lifebroker has a solution. If you offer this insurance to your staff, you are able to provide for them in the event that they can never return to work again, without having to pay this from your payroll.

How Much Will It Cost?

Group insurance is very reasonable, the annual premiums usually amount to no more than 1% of your payroll.

What is Required to Obtain a Quote?

In order to provide you with a quote, we will need the following:

  • Name of each person to be insured
  • Their occupation
  • Whether they are a smoker or non-smoker
  • Their date of birth
  • How much cover each person would like
  • Gross annual income (for group salary continuance/income protection)

> Contact Us for more info about Group TPD Insurance

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