Income Protection Insurance For Doctors, Dentists & Nurses
Take a moment to stop and consider your life insurance and income protection - do you have any? Do you have enough? Is it time your personal risk protection had a check up?
You can clearly see how easy it is to fall ill or injured being a medical professional. You can see first hand what a huge impact it can have on a family, not only emotionally but financially as well.
What Happens When You're The One Who Needs To Be Looked After?
How would you get by without an income? Maybe you have a strategy in place, maybe you don't. Even if you have some Life Insurance or Income Protection in place, your levels may not be adequate enough. Have you had a pay rise or expanded your family since you first took out protection?
While the medical industry is a rewarding one to be apart of, it is also quite a hazardous industry. As a result of this, you especially need to ensure your insurance equals your profession.
Life Insurance, Income Protection and potentially Business Expenses Insurance will ensure adequate protection for:
- You
- Your dependents (partner, children, parents)
- Your business
Life Insurance: provides a lump sum payout to your nominated beneficiary, upon your death or diagnosis of terminal illness.
Income Protection: pays out a monthly benefit of up to 75% of your salary. Waiting periods and benefit periods and completely up to you and there are multiple options available.
Business Expenses: handy for those doctors who are self-employed. It covers 100% of all business expenses including salaries and bills.
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