OnePath OneCare TPD Cover

The TPD (Total and Permanent Disability) Cover from OnePath will pay a lump sum or equivalent instalments if the policy holder becomes disabled due to a covered sickness or injury.

The OnePath OneCare TPD Cover insurance product will pay a one-off payment, or regular monthly instalment benefits, should the insured on the policy become totally and permanently disabled as the result of a covered sickness or injury.

Additional features of the OnePath TPL Cover include:

• Financial Advice Benefit - If OnePath pays a TPD claim on this policy, the insured will receive a reimbursement amount of up to $2,000 for the preparation of a financial plan that helps them to maximise the value of their paid benefit.
• Accommodation Benefit - The Accommodation Benefit will pay up to $150 per day towards accommodations for an immediate family member of the insured – for up to 14 days – should a medical practitioner certify that the policy holder must be confined to a bed.
• Limited Death Benefit - If the insured dies, then OnePath will pay $10,000 to ensure that the expenses of the funeral may be paid.

The TPD Cover product may be purchased either as a stand-alone policy or as an optional part of a Life or Trauma Cover. The minimum entry age for applicants is 15 and the maximum age is 60 in most cases, or age 75 in the case of a stepped premium.