AMP Life - AMP Total and Permanent Disability AMP Total and Permanent Disability will pay a specified lump sum upon the event of the insured becoming totally and permanently disabled. An insured person is totally and permanently disabled if theysatisfy one of the parts of the definition of totally and permanently, including Unable to Work, Home Duties, Loss of Limbs, Loss of Indepdendent Living and Loss of Cognative Function definitions.
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