Life Insurance vs Life Assurance
What is insurance? What is assurance? Not sure what it is you require? We will show you how by taking out one of them, the other is a given.
Life Insurance
Defined as:
"insurance providing for payment of a sum of money to a named beneficiary upon the death of the policyholder"
This has broken the fuss of life insurance down quite simply. If you take out a life insurance policy, you will nominate a person/s to be named as your beneficiary. This means when you pass away, a lump sum payment will be paid to that person/s, depending on how much you insure yourself for.
Assurance
Defined as:
"promise or pledge; guaranty; surety"
Provided you have chosen a reputable insurance company, with a good track record of paying out claims and you have answered all of the questions honestly when applying for cover, you will have an assurance from the insurance company that upon your death, your nominated beneficiary will receive the lump sum payout.
Taking out life insurance, provides a good level of assurance that your loved ones will be taken care of, after you pass on.
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