Are you concerned that you are paying too much for your personal insurance?
There is a solution, complete your personal details, and then complete the details of your current insurance and the premiums. Please provide details on the company with which you have your current policies, and if possible the name of the policy.
We will then complete comparisons between your current insurance and other options to see if you have a competitively priced policy. Note that we will not, and do not provide a comparison on the underlying benefits of each policy and the merits of any change.
Personal Details
Note:Insurance can only be provided to permanent residents of Australia, or those people in the application process for permanent residency.
Privacy: Please note you are required to submit personal details in order to obtain a quote. We operate under the National Privacy Principles; your information is used only for the purpose of generating quotes. We never pass your details onto third parties; our full privacy policy is here.
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anywhere within the form, relevant information will appear in this column.
Waiting Period
The waiting period, with income protection, determines how long you are unable to work before the policy begins paying your income. For example, with a 30 day waiting period you would begin receiving payments after 31 days.
Income protection should be used to protect against long term illness, therefore try and select a waiting period that matches your financial situation. It is important to note that the shorter the waiting period the higher the premium.
Benefit Period
With income protection this is how long the claim will be paid if you are unable to work. For example, with a benefit period to age 65, if you were unable to ever work again due to sickness or injury the policy would continue to pay you right up to this age. Ideally a long benefit period is chosen.
Lifebroker is an Authorised Representative of National Financial Solutions Pty Ltd, holder of AFSL 284182
National Financial Solutions Pty Ltd (the authorising licensee) or any related companies will not be held responsible for the merits of this advice to your circumstances.