Child Insurance: Critical Illness Cover for Children

So you've recognized the need to get insurance for yourself and your partner, but what about your children?

Child insurance comes in the form of trauma cover, or critical illness cover as it is also called. You are able to add child insurance to your policy, depending on the company. It is an added to cost to insure your child in the event that they suffer a listed illness which is included in the companies cover.

Child insurance covers a number of different trauma events, these can include: death, severe burns, loss of hearing, loss of speech, Meningococcal Disease, etc. In 2003 there were 536 notifications of Meningococcal disease (including Meningitis or Septicaemia or both) in Australia. The age at which you can insure your child ranges between 2 years old all the way through to 20 years old.

At Lifebroker we have seen an increase in the amount of parents or guardian's that are taking out child insurance for their dependents. These parents have obviously recognised that there is valid need for this cover to be taken out to ensure that a child's life has security.

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