Critical Illness Insurance a Must Have for Women

The simple facts are, critical illness insurance is a must have for women. Female policy holders are five times more likely to claim on trauma insurance than on life insurance.  They are also six times more likely to claim on trauma insurance than total and permanent disability (TPD) insurance (according to 2008 MLC Claims Statistics).

While we all face a multitude of diseases in this day and age there are also some surprising killers out there for women. Many Australian women face a major threat in their health, which, shockingly, is cardiovascular disease. Traditionally thought to be a disease that primarily affects males, the figures show a different story. 

Cardiovascular disease, or heart disease as it’s more commonly known, is the disease relating to the heart or blood vessels. There are some alarming facts about the disease which are not commonly known.

Cardiovascular disease causes more deaths each year than cancer. It accounts for 39% of death among Australian women and it kills one Australian nearly every 10 minutes.

According to the National Heart Foundation, women are at only a slightly less risk than men at contracting a cardiovascular disease. However, traditionally women are much more underinsured than men; leaving them without cover should they contract heart disease.

The facts speak for themselves, with there being at least one type of threat for cardiovascular disease affecting a huge 90% of women each year. Women from as young as 35 are more commonly overweight or obese than in a normal weight range.

The risk of contracting a cardiovascular disease is too high to overlook. As a woman, you need to look at all of your options before it is too late. Making positive changes to your lifestyle such as quitting smoking, reducing your alcohol consumption and keeping your body mass in a healthy weight range are options to consider.

Establish some personal insurance for yourself before it is too late. Ensure you are covered when it comes to critical illness insurance is an essential part of taking proactive steps forward. Give yourself peace of mind and guarantee you and your family are covered should heart disease start to affect you. As a woman you need to be protected again critical illnesses.

> Get a Trauma Insurance Quote