Frequently Asked Questions

How does it differ from individual life insurance?

A key person insurance policy is owned by an organisation to insure a key member of their business/company.

Key person insurance specifically refers to the way a life insurance, total and permanent disability (TPD) or trauma insurance ownership is structured. The basic definitions and benefits provided are the same as policies owned by the individual, with the main difference being the purpose the insurance is to be used for and that the policy is owned by the company, who typically employs the key person.

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