What is Trauma Reinstatement?
If you have the unfortunate luck of falling victim to two different medical conditions while covered by the same policy, you may have the option of making claims for each condition. This is only possible if you take advantage of the reinstatement option available from most insurers.
Once you have already made a claim and it has been paid, it allows you to buy-back your trauma insurance plan after 12 months. Therefore, after 12 months of the previous claim being paid you can make another claim (provided that you suffer another critical illness after the 12 month period).