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Glossary

Upgrade Guarantee

This is a feature of some life insurance policies, which automatically updates your existing policy with new features or benefits offered after your policy was established.

Waiting Period

The period of time you must be unable to work due to sickness or injury before your income protection benefit payments begin. For example, with a 30 day waiting period, you would have to be unable to work for 31 days before being eligible to receive any benefits. It is important to note that payments are made in arrears.

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