Blindness, Vision Impairment & Trauma Insurance

Blindness and vision impairment is one of the conditions that is covered under most comprehensive trauma policies.

There are many different causes of blindness. Blindness might be caused as the result of trauma to the head or eyes directly. Other causes may be due to complications with diabetes or other conditions such as cancer or glaucoma. No matter what the cause, becoming partially or completely blind can have a devastating impact on an individual's quality of life and their ability to work in the future.

An eye injury can happen anywhere. Many eye injuries that happen every year in Australia occur in the work place. The majority of these injuries occur in work environments where machinery and manual work is required.

Having a trauma policy in place that covers the life insured for partial and complete blindness means that you will receive a pay out as a lump sum if this medical situation does arise. This lump sum pay out will help cover the costs of medical bills and the immediate loss of income if the condition renders the individual unable to work.

Some insurance companies that Lifebroker deals with have partial trauma pay outs for partial blindness, such as blindness in one eye or overall vision reduction. Contact Lifebroker to discuss which companies offer these extra products.

Insurance companies have detailed information in their product disclosure statement in regards to the exact definition of blindness.