Life insurance means peace of mind
Life insurance cover gives you and your family financial security should you die or become terminally ill.Compare now
Benefits of Life Insurance
- Life insurance is often a tax-free payout
- Claim in the event of death, trauma and disability
- Minimise your household's debt
- Peace of mind in times of grief
Do I need Life Insurance?
Learn more about Life Insurance
What is life insurance?
When you take out a life insurance policy you are providing your family with the peace of mind that if you pass away or become terminally ill, they will have help to cope financially.
The life insurance payout can help your family with any outstanding debts, general expenses and managing their finances at a difficult time.More
Why do I need life insurance?
When it comes to deciding if you need life insurance it’s good to think about all the things you currently pay for and who you support. If something were to happen to you how would your family cope with expenses such as mortgage repayments or bills? At a difficult time life insurance can help your family cope financially, so they can focus on what really matters.More
How much cover do I need?
Getting the right amount of cover is important when it comes to choosing your life insurance. Too little cover can result in nasty surprises at claim time, while too much cover can mean you’re paying more than you have to. Our life insurance calculator helps you determine how much cover you may need.More
How will my health affect my application?
All life insurance policies compared by Lifebroker are underwritten which means an insurer will generally take into account different personal and lifestyle attributes when considering your application, including your age, height, weight, medical history, occupation, family health history and smoking status.
If you have pre-existing health issues when you apply for cover, you may need to pay a higher premium rate than normal (known as a ‘premium loading’) to cover the additional risk or the insurer may apply an exclusion to that condition or in some cases an insurer could potentially decline the application.More