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Frequently Asked Questions

Life InsuranceLife Insurance

  1. What is life insurance?
  2. How will my health affect my life insurance application?
  3. How much life insurance cover do I need?
  4. Why do I need life insurance and income protection?
  5. Are Life Insurance Premiums Tax Deductible in Australia?
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Income ProtectionIncome Protection

  1. What is income protection?
  2. Why do I need life insurance and income protection?
  3. How much income protection cover is available?
  4. How can I decide which income protection product is right for me?
  5. What is underwriting?
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Total & Permanent Disability InsuranceTotal & Permanent Disability Insurance

  1. What is Total and Permanent Disability (TPD) Insurance?
  2. How much Total and Permanent Disability (TPD) cover do I need?
  3. How can I decide which TPD product is right for me?
  4. What is TPD Buyback?
  5. What does TPD Insurance cover?
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Trauma CoverTrauma Cover

  1. What is trauma insurance?
  2. How much trauma insurance cover do I need?
  3. How can I decide which trauma cover type or product is right for me?
  4. What is Trauma Reinstatement?
  5. What is underwriting?
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Key Person InsuranceKey Person Insurance

  1. What is key person insurance?
  2. Who needs key person insurance?
  3. How does key person insurance differ from individual life insurance?
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