Zurich Life Insurance

largest life insurer
11th
claims paid in 2015
$186m

Zurich Protection Plus provides cover for you and your family if you pass away or are diagnosed with a terminal illness.

Protection Plus life insurance is offered as a flexible package so that you can combine Zurich’s range of products to suit your needs. This means you can purchase Life cover as a stand-alone product or combine it with your Trauma or Total and Permanent Disability cover from Zurich.

Standard benefits of Protection Plus include:

  • Accidental injury benefit: This benefit provides an advance payment of the death benefit if you suffer a specified accidental injury, such as losing the use of a hand or foot.
  • Advancement for funeral expenses:  This benefit provides your family with an advanced payment of up to $15,000 to help cover the costs of a funeral.
  • Inflation protection: Each year your coverage will automatically increases by 5% or in line with the Consumer Price Index, whichever is greater.
  • Future insurability: This benefit allows you to increase your cover after experiencing a significant life event (such as marriage or the birth of a child) without any new medical underwriting.
  • Financial planning advice: Your beneficiaries can be reimbursed for up to $3,000 for the cost of financial planning after a benefit has been paid. This can assist your loved ones in planning how to manage the benefit amount received.
  • Interim cover: You are covered for accidental injuries for up to 90 days from the moment you apply to Zurich for insurance, even if your application has not yet been processed.

To learn more, read the Zurich Product Disclosure Statement or start a comparison online now.

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