How Trauma Insurance Helps Heart Attack Victims
Trauma insurance can help not only heart attack victims, but also those who have any form of cardiovascular disease, which includes any heart, stroke or blood vessel disease.
Am I at Risk of Heart Disease?
While the disease ‘kills one Australian nearly every 11 minutes’, it actually ‘affects more than 3.4 million Australians’. It also ‘prevents 1.4 million people from living a full life because of disability caused by the disease’. This means that while people are dying from heart attacks, a lot of people are actually surviving them as well. Some of these people however, do not have the same physical capabilities that they did before the disease struck.
Did you know: Heart attacks are the second leading cause of trauma insurance claims?
How Will Cardiovascular Disease Affect My Premiums?
If you have previously suffered from a heart attack, it's imperative to inform Lifebroker in the application process. Insurers often require applicants to wait at least a year before they can acquire coverage, although it will depend on your personal circumstances, such as your gender and medical history. The best way to find out how it can affect your premiums is to get a quote and compare between insurers.
Why Do I Need Trauma Insurance?
Some people many only develop a minor disability and can continue to live day to day without outside help, while others may be fully incapacitated. Either way, trauma insurance is a way to help out if you have suffered from a heart attack.
There are endless reasons as to why you may need a trauma insurance payout:
- To renovate your home in order to be able to live there with your disability
- Replacement income for a time while you are in hospital
- Assistance paying for expensive medical bills
Trauma insurance helps heart attack victims by providing a lump sum payout in their time of need. A financial burden placed onto individuals or families from serious illnesses is the last thing you need to worry about. Let your focus be on your recovery, not your finances.