Zurich Total and Permanent Disability
About Zurich Total and Permanent Disability
Zurich TPD cover provides a lump sum payment if you become totally and permanently disabled.
Our flexible cover options put you in control of how much you’ll receive. Depending on the cover you choose, TPD insurance can also provide partial payments during the earlier stages of disablement and for less severe conditions.
You use the money however you choose, based on your immediate needs. These might include:
- Covering the costs of medical treatment and rehabilitation
- Keeping up with day-to-day expenses
- Helping your loved ones maintain a comfortable lifestyle
- Paying down debts
- Hiring a carer or other at-home support
- Travelling interstate for medical care.
Flexible options: Tailor your policy structure to suit your needs – for example, with single or joint policy owners and cover inside or outside of super. Some benefits are not available inside super.
Guaranteed term: Your policy is guaranteed up until the end date of the benefits you’ve chosen, regardless of any changes in health or lifestyle.
Worldwide cover: You’re covered 24 hours a day, seven days a week anywhere in the world as an Australian resident.
Inflation protection: Your cover automatically increases each year, so it won’t be impacted by inflation.
This is a summary of key features only. Please refer to the relevant Product Disclosure Statement for full details.