CommInsure TPD Insurance Cover

The TPD, or Total and Permanent Disability, cover offered through CommInsure pays a lump sum if the insured suffers from a serious injury or illness that prevents them from working.

CommInsure’s Total and Permanent Disability, or TPD, cover is available through the company’s Total Care Plan and Total Care Plan Super products. This cover may be obtained either as a stand-alone policy or in combination with certain other cover products. These combinations may include:

• TPD, Life Care, and Trauma
• TPD and Trauma Cover
• TPD and Life Care

In addition to the lump sum that is paid to the policy holder for total and permanent disability, the TPD cover plan also will pay a lump sum to a nominated beneficiary upon the death of the insured.

Other benefits that are included with CommInsure’s TPD cover are a financial planning benefit that helps in covering the cost of a written financial plan once the TPD benefit has been paid, a severe hardship booster benefit that will pay out a higher TPD cover benefit should the insured become disabled due to certain types of conditions, and a loyalty bonus benefit whereby the policy holder is rewarded for keeping their cover over time by the payment of 5% more in TPD cover benefit.