CommInsure TPD Insurance Cover
The TPD, or Total and Permanent Disability, cover offered through CommInsure pays a lump sum if the insured suffers from a serious injury or illness that prevents them from working. Because TPD Cover is offered through several product combinations, it can be financially convenient to acquire TPD Cover at the same time as other CommInsure offerings.
The CommInsure combinations available include:
- TPD, Life Care, and Trauma Cover
- TPD and Trauma Cover
- TPD and Life Care
- TPD Stand-alone Cover
In addition to the lump sum that you receive for total and permanent disability, the TPD cover plan also will pay a lump sum to your nominated beneficiary upon the death of the insured. It also provides many of the benefits that Life Care does, including a buy back benefit and loyalty bonus. Your cover will also automatically increase with inflation this year so it doesn’t fall behind your needs.