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So how do we make money? When you purchase insurance you pay a premium to your insurance company. We make our money by charging your insurance company a percentage of this premium. It’s still the same premium you would be paying anyway, but with the added benefit of going through our consultants. So when you purchase insurance through Lifebroker, you’re actually getting more value for the same amount of money.

We charge your insurer between 25% and 124% of your first year’s premium, and between 5% and 33% for each year following. So you can see it’s in our best interest to make sure you find a product you love. Our expert consultants may also earn bonuses when they arrange a policy for you over the phone. These bonuses depend on a number of factors, including the number of products issued. But don’t worry, any incentives our representatives receive are never passed onto you in the form of added fees – there are no nasty surprises.

How do we choose companies to compare?

We work with some of the leading life insurance companies in Australia. We’re proud to have them as partners because they are some of the country’s largest insurers many of whom have been around for decades.

Our partnership with each company is a commercial relationship. We receive remuneration in the form of upfront and on-going commissions, as well as a one-off yearly payment by each insurer.

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