TAL Accelerated Protection TPD Insurance

largest life insurer
1
claims paid in 2015
$1.19b

Total and Permanent Disability Insurance (TPD) provides you with a lump sum payment if you become totally and permanently disabled and unable to return to work.

TAL Accelerated Protection TPD Insurance can be purchased as a stand-alone product or linked with TAL Life Insurance or Critical Illness.

Levels of cover

With TPD, there are different levels of cover based on the definition of TPD you select when applying for cover.

These options include:

  • Any occupation: You will be paid a lump sum if you become totally and permanently disabled and unable to work in any occupation to which you are suited to by education, training or experience.
  • Own occupation: You will be paid a lump sum if you become totally and permanently disabled and unable to work in your own occupation; the occupation you were most recently employed in.
  • Activities of daily living: If you are unable to conduct daily activities such as bathing, dressing, toileting, mobility and feeding, (without the assistance of another person) you will be eligible to receive a lump sum benefit.

To learn more about TAL Accelerated TPD Insurance, you can view the Product Disclosure Statement or start a comparison online.

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