Group 2Group 4Group 7Group 5Group 18 heartbeat-logo-white-text left-quote Group 3 Group 16 Copy Created with Sketch. Shape Created with Sketch. price-tag Group 2 Created with Sketch. right-quote Group 17shield single-star Created with Sketch. single-star Created with Sketch. single-star Created with Sketch.
Frequently Asked Questions

Are blood tests required for life insurance?

Generally, no blood tests are required when applying for life insurance cover. However, upon application if there is something that the insurance company is concerned about and they want to further investigate, the insurance company may request blood tests to be completed.

Get a Life Insurance Quote Now

Lifebroker compares policies from 8 leading life insurers in Australia.

Start Quote Now

The reason why the insurance companies request blood tests when assessing life insurance applications is so that they are fully aware of the risk that they are taking on when offering an applicant insurance. It is also to ensure that everything is disclosed to them before your policy is completed. Some people do not realise that this is actually to benefit them so that there are no issues if a claim needs to be made in the future.

Another factor which could result in the insurance company requesting blood tests for life insurance is the amount of cover that you want to insure and your age.

Want to learn more?

Just call us on 13 54 33, we’re here for you.

Compare insurance from leading life insurers in Australia
Compare now