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Frequently Asked Questions

What are stepped and level premiums?

Stepped and level premiums are the two options available when setting up the structure of your policy.

Stepped premiums

Stepped premiums are usually lower then level premiums when a policy commences, and increase over time with your age and level of cover.

Level premiums

Level premiums are usually higher at the start of your policy but remain more constant throughout the life of your policy. Unlike a stepped premium, level premiums do not increase along with your age.

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